Texas Capital Gains Tax 2026
Estimate the state tax attributable to a gain, then separate it from the federal capital-gains calculation.
State-specific rule
Federal capital-gains tax still applies. Texas businesses can have separate franchise-tax obligations even though individuals do not pay a state tax on capital gains.
Calculate the Texas state layer
Enter other state taxable income so the calculator can measure the incremental tax created by the gain.
State tax on gain
$0State tax before gain
$0State tax after gain
$0Texas does not impose an individual income tax on capital gains. Federal capital-gains tax still applies, and business-entity or other transaction taxes can be separate.
Frequently asked questions
Does Texas have a lower rate for long-term capital gains?
Texas prohibits an individual net income tax, so it does not impose a separate state capital gains tax on individuals.
Does this include federal capital gains tax?
No. This page estimates the state layer. Use the federal capital gains calculator for the 0%, 15% or 20% long-term rate, ordinary short-term rates and possible 3.8% NIIT.
Why does other income change the result?
The gain can stack on top of other taxable income. In a progressive system, some or all of the gain may therefore fall into higher state brackets.
Sources
Related Calculators
State Capital Gains Tax Calculator
Estimate state tax on short- or long-term gains across 10 high-demand states
Capital Gains Tax Calculator
LTCG 0/15/20% rates + 3.8% NIIT based on income brackets
NIIT Calculator
Net Investment Income Tax 3.8%, thresholds $200k / $250k MFJ
Tax-Loss Harvesting
Capital loss utilization, $3k annual deduction, carryforward