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Mississippi Income Tax Rates 2025

Mississippi has a flat income tax rate of 4.0% on taxable income over $10,000 for 2026 (down from 4.4% in 2025). The first $10,000 of taxable income is exempt from state income tax.

Tax Type

Progressive

Rate Range

0% – 4.4%

Brackets

2

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Mississippi is only part of the equation — federal taxes apply too.

State Tax Ranking

#21 of 51 Moderate tax burden at $75,000 income

At $75,000 income (single filer), Mississippi ranks #21 out of 51 states — where #1 is the lowest tax burden.

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Tax at Different Income Levels

Income State Tax Effective Rate Take-Home
$50,000 $1,395 2.79% $44,734
$75,000 $2,495 3.33% $64,556
$100,000 $3,595 3.59% $82,956
$150,000 $5,795 3.86% $119,138
$200,000 $7,995 4.00% $154,938

Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).

2025 Tax Brackets — Single Filer

Taxable Income Rate
$0 – $10,000 0%
Over $10,000 4.4%

2025 Tax Brackets — Married Filing Jointly

Taxable Income Rate
$0 – $10,000 0%
Over $10,000 4.4%

Tax Overview

This state uses a flat income tax rate, meaning the same percentage applies to all taxable income regardless of how much you earn. This simplifies tax planning but means there is no bracket benefit for lower earners. The effective rate is very close to the headline rate after deductions.

Tax Planning Tip

With a flat tax rate, your effective state rate is predictable and consistent. Focus tax reduction on pre-tax contributions (401k, HSA) and any state-specific deductions or credits available.

Mississippi applies a flat 4.0% tax rate on taxable income exceeding $10,000. The first $10,000 of taxable income is not subject to state income tax, effectively creating a zero-tax threshold. Mississippi does not tax Social Security benefits or most retirement income.

Property Tax & Cost of Living

Property Tax Rate
0.65%
$1,073/yr on $165,000 home
Cost of Living Index
87
13% below national average
Median Home Value
$165,000
Housing index: 56.5 (avg = 100)

Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities by state (2024, all items; national average = 100).

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Frequently asked questions

What is Mississippi's income tax rate in 2026?

Mississippi has a flat income tax rate of 4.0% on taxable income over $10,000 for 2026.

Does Mississippi tax Social Security benefits?

Mississippi does not tax Social Security benefits or most retirement income at the state level.

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