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Minnesota Tax Brackets 2025

Minnesota state income tax rates for tax year 20254 progressive brackets from 5.35% to 9.85%, with separate thresholds for single filers and married filing jointly.

Tax year

2025

Type

Progressive

Rate range

5.35%–9.85%

Brackets

4

Minnesota state tax at common incomes (2025)

Taxable income Single — tax Single — effective MFJ — tax MFJ — effective
$50,000 $2,964 5.93% $2,763 5.53%
$75,000 $4,664 6.22% $4,463 5.95%
$100,000 $6,377 6.38% $6,163 6.16%
$150,000 $10,302 6.87% $9,563 6.38%
$250,000 $19,485 7.79% $17,154 6.86%
$500,000 $44,110 8.82% $40,680 8.14%

State income tax only. Excludes federal tax, FICA, and local/city taxes. Assumes taxable income (after deductions).

2025 brackets — Single filer

Taxable income Rate
$0 – $30,070 5.35%
$30,070 – $98,760 6.8%
$98,760 – $183,340 7.85%
Over $183,340 9.85%

2025 brackets — Married filing jointly

Taxable income Rate
$0 – $43,950 5.35%
$43,950 – $174,610 6.8%
$174,610 – $304,970 7.85%
Over $304,970 9.85%

About Minnesota's rates

Minnesota has the highest top state income tax rate in the Midwest at 9.85% on income over $284,970 (single filer). Its four-bracket progressive system includes a standard-deduction phaseout that effectively adds roughly 1% to marginal rates for upper-middle earners before they reach the top bracket, making Minnesota's effective rate schedule steeper than the stated brackets suggest.

Planning note

If your Minnesota taxable income is in the $195,000–$285,000 range, the standard-deduction phaseout can push your effective marginal rate above the stated bracket rate. Time bonus income, RSU vesting, or Roth conversions with the all-in Minnesota rate in mind — not just the published bracket.

View 2026 Minnesota tax brackets for the latest rates.

Frequently asked questions

What are the Minnesota tax brackets for 2025?

Minnesota has 4 progressive brackets for 2025, ranging from 5.35% on the lowest bracket up to 9.85% on income above $183,340 (single filer). See the full table above for every rate and threshold.

What is the top Minnesota income tax rate in 2025?

9.85%, applied to taxable income above $183,340 for single filers ($304,970 for married filing jointly).

How much Minnesota state tax on $100,000 in 2025?

A single filer with $100,000 of taxable income owes $6,377 in Minnesota state income tax for 2025 — an effective rate of 6.38%. Married filing jointly with the same income owes $6,163 (6.16% effective). Federal tax is separate.

Are Minnesota 2025 tax brackets the same as 2024?

Bracket thresholds may have changed for 2025 via inflation indexing or legislative action. The figures on this page are the Minnesota bracket thresholds in effect for tax year 2025.

Does Minnesota tax Social Security benefits?

Minnesota does not tax Social Security benefits for most taxpayers, offering a subtraction that phases out at higher income levels. If your federal AGI exceeds $100,000 (married) or $75,000 (single), the subtraction is reduced. Minnesota does tax most other forms of retirement income including pensions and 401(k)/IRA distributions.

Explore more Minnesota tax info

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Last updated May 14, 2026 Tax year 2025-26

Data sources: IRS (irs.gov), Social Security Administration

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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